Personal Inflation / 01
Inflation isn't the same for everyone.
INFLORA turns your financial transactions into a personalized view of inflation, showing how the prices that matter to you are actually moving.
- AA powered
- Read-only
- Consent first
01
Account Aggregator
02
Transaction Intelligence
03
Personalized CPI
04
Privacy First
The Problem / 02
4.45% inflation doesn't tell your story.
Headline CPI is an average. Your spending isn't.
The System / 03
From transactions to personal inflation.
A consent-led data pipeline converts spending into CPI-linked weights, then compares your result with the national headline.
01
Connect
Securely connect financial accounts through India's Account Aggregator ecosystem.
02
Understand
INFLORA reads transaction data and identifies spending patterns.
03
Categorize
Transactions are mapped into meaningful consumption categories.
04
Calculate
Your spending weights are combined with CPI data to estimate personal inflation.
The Product / 04
Your economy, at a glance.
The dashboard separates the AA connection state from the inflation result, so a successful data fetch never appears as a valid inflation estimate when categorization is insufficient.
Methodology / 05
Not another spending tracker.
INFLORA does not simply show where your money went. It estimates how changes in the prices of the things you actually buy affect your personal cost of living.
Your Spending
What you actually consume.
Category Weights
How important each category is in your basket.
CPI Movement
How prices are changing.
= Sum (Your Category Weight x Category Inflation)
Privacy / 06
Your financial data should remain yours.
INFLORA is designed around India's Account Aggregator model: consent-based access to financial information, without password sharing or banking credential collection.
- Consent-driven
- Read-only financial data
- No password sharing
- No storage of banking credentials
INFLORA / Personal Inflation Intelligence
Know your inflation.
Because the economy you experience is the economy you spend in.