A precise view of how your spending basket is moving against India's headline CPI.
Data source
120 transactions
95 eligible
90 categorized
94.74% categorization coverage
Your Personal Inflation
Headline CPI
4.45%
Difference
-0.18 pp
Eligible spending
₹1,20,650
Your personal inflation is 4.27%, below India's 4.45% headline CPI. Personal Care is currently the largest upward contributor, followed by Food & Beverages and Household Goods.
Eligible spend
₹1,20,650
Categorized spend
₹1,15,540
Categorization coverage
95.8%
Compared with India's headline CPI
You
4.27%
India
4.45%
Difference
-0.18 pp
You are experiencing 0.18 percentage points lower inflation than the national average.
Where your money is going
Your basket is not the national CPI basket
INFLORA compares your actual spending basket with CPI-linked category inflation. Categories where you spend more, or where prices are moving faster, pull your personal inflation away from headline CPI.
Basket intelligence
Recent transactions
| Date | Description / Merchant | Category | Amount | Details |
|---|---|---|---|---|
| 16 Jul | Street Books | Uncategorized | -₹750 | |
| 15 Jul | Card Bill Payment | Uncategorized | -₹14,000 | |
| 14 Jul | NPS Contribution | Uncategorized | -₹6,000 | |
| 13 Jul | Chargeback Refund | Uncategorized | -₹720 | |
| 12 Jul | Self Transfer | Uncategorized | -₹11,000 | |
| 11 Jul | Salary | Uncategorized | +₹85,000 | |
| 10 Jul | To Self ATM Withdrawal | Uncategorized | -₹4,500 | |
| 9 Jul | Cash Withdrawal Self Transfer | Uncategorized | -₹5,000 | |
| 8 Jul | Salary | Uncategorized | +₹85,000 | |
| 7 Jul | CC Bill | Uncategorized | -₹16,000 |
Insights
Financial data
Account Aggregator
Showcase mode
Provider
INFLORA Fixture
Connected accounts
1
Transactions fetched
120
Eligible transactions
95
Categorized transactions
90
Data range
3 Mar - 16 Jul
Last updated
23 Oct 2026, 5:44 pm
Account availability
Deterministic showcase dataset
demo-fixture